Tools and calculators
Our suite of financial tools is designed to empower individuals and families to make smarter money decisions. Whether you're planning a big purchase, saving for the future, or managing daily expenses, these calculators provide clear insights and practical guidance tailored to your needs.
Explore simple tools that help you plan and organise your money. These provide general information only and are not financial advice.
Calculate Loan
Estimate loan payments and interest with ease. Use this tool to understand how different loan terms affect your monthly payments and total interest paid over time. Perfect for planning personal or auto loans.
Mortgage Calculator
Estimate mortgage payments, interest rates, and loan terms with transparent assumptions. This calculator helps you plan your home purchase by showing how changes in down payment or interest rates impact affordability.
Saving Goal
Set and track savings targets to meet your financial objectives. Whether saving for a vacation, emergency fund, or big purchase, this tool helps you visualize progress and stay motivated.
Retirement Goal
Project your retirement savings over time based on your current contributions and expected returns. Use this tool to plan for a comfortable retirement by adjusting your savings rate and timeline.
Salary Calculator (UK)
Estimate your take home pay after deductions including taxes and national insurance. This tool is ideal for UK residents wanting to understand how salary changes affect their net income.
Spending Tracker
Track and manage your monthly spending to gain better control over your finances. Categorize expenses and identify areas where you can save or adjust your budget effectively.
Affordability Checker
Estimate what may be affordable based on your income, expenses, and financial commitments. This tool helps you make informed decisions about purchases or loans without overextending yourself.
Grocery Shopping
Organise your grocery list and track purchases to stay within budget. Plan meals and avoid impulse buys by keeping an updated, categorized shopping list.
Please note these tools are for educational purposes only and should not replace professional financial advice. Always consider your personal circumstances and consult a qualified advisor before making significant financial decisions. Use these calculators responsibly to enhance your financial planning and achieve your goals.
Results are estimates for education only and are not recommendations.