Privacy policy
Last updated 20 August 2025
At KSR Pointer, we are committed to protecting your personal information. This page outlines how we collect, use, and safeguard data when you use our financial tools and services. Understanding your privacy helps you make informed choices while using our site.
Your privacy matters. This policy explains what data we collect, how we use it, and the choices you have. We follow the UK GDPR and the Data Protection Act 2018.
Who we are
KSR Pointer provides free and low cost financial tools for education. We do not provide financial advice and we do not offer regulated financial services. We are dedicated to user safety and transparency, ensuring your personal data and privacy rights are respected at all times.
Data we collect
- Calculator inputs. We process numbers that you enter only to return results. We do not retain these on our servers once your session ends. This helps us provide accurate and personalized calculations without storing your sensitive user information.
- Technical data. For example IP address, browser type, device model, and basic logs needed to run the site and keep it secure. Collecting this data supports security measures and improves site performance for a better user experience.
- Consent preferences. Your choices for cookies and advertising. Managing your consent allows us to respect your privacy rights and tailor your experience accordingly.
- Messages you send to us. For example support requests, feedback, or suggestions that you choose to submit on the contact page. This information helps us respond effectively and improve our services based on your input.
What we do not collect
- No account sign up is required. We do not create user profiles, ensuring your anonymity and privacy.
- We do not request sensitive categories of personal data, protecting your most private information.
- We do not sell personal data. Your user information remains confidential and is never shared for commercial purposes.
These measures reflect our strong commitment to data protection and user privacy.
How we use your data
- To provide calculators and other tools that you choose to use, ensuring accurate and helpful outputs.
- To secure the service and prevent misuse, maintaining the safety and integrity of our platform.
- To understand aggregate usage so we can improve design and performance. Analytics are optional and respect your consent choices. For example, we analyze user interaction patterns to enhance functionality without compromising individual privacy.
- To respond when you contact us, providing timely and personalized support.
We handle your personal data responsibly, always prioritizing your security and privacy rights.
Our lawful bases
- Performance of a contract when we provide the tools that you request by using the site.
- Legitimate interests to keep our service secure and to improve it. We balance these interests against your rights.
- Consent for cookies, advertising, and optional analytics. You can change or withdraw consent at any time through the cookie banner.
- Legal obligations where we must keep limited records for fraud prevention and security.
Cookies and similar technologies
We use essential cookies to make the site work. With your consent we may use optional analytics or advertising cookies. You can manage choices any time using the cookie banner at the bottom of the page.
Analytics cookies help us understand how users interact with our site, enabling improvements while respecting your privacy rights. Advertising cookies are used transparently to deliver relevant ads without compromising your personal data or security.
Data retention
We keep personal data only as long as needed for the purposes above. Calculator inputs are not retained on our servers after your session. Contact messages are kept as long as needed to respond and for reasonable record keeping.
International transfers
If we use providers outside the UK or EEA we rely on valid transfer tools such as adequacy decisions, standard contractual clauses, or other safeguards recognised by the UK GDPR.
How we protect your data
We use encryption in transit, access controls, and monitoring to protect data. No method is perfect, but we work to keep your information safe and review our safeguards on a regular basis.
Your rights
Under the UK GDPR you have rights over your personal data.
- Access, correction, and deletion.
- Restriction or objection to certain processing.
- Data portability for information you provided to us.
- Withdraw consent where processing relies on consent.
Exercising these privacy rights empowers you to control your user information and data protection preferences.
To exercise these rights, contact us using the details below. We may need to verify your identity.
Children
Our site is for adults. We do not knowingly collect personal data from children. If you believe a child has provided personal data, please contact us and we will delete it.
Third parties
We may share limited data with service providers who help us run the site, such as hosting, analytics that respect your consent, or support tools. These providers must follow our instructions and protect your data. We do not sell personal data.
Contact
To contact us about privacy, use the form on the Contact us page.
Changes to this policy
We may update this policy from time to time. If the changes are material we will provide a clear notice on the site. The date at the top shows the latest update.