Make wise decisionswithout giving up privacy
Fast and accurate calculators. No account needed. We do the maths on our servers and do not keep what you enter. Our tools provide general information only and are not financial advice.
Try our Quick loan calculator
Calculated on our servers. We do not keep what you enter.
Estimated monthly payment
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Assumes fixed rate amortising loan. This is not financial advice and not a recommendation.
How this calculator works
This calculator uses the standard amortisation formula to estimate fixed monthly repayments. It assumes a constant interest rate and equal monthly payments across the loan term. Real-world loans may vary depending on fees, repayment flexibility, and changes in rates. Use this as a starting point for understanding your commitments rather than as a substitute for personalised advice.
For example, borrowing £20,000 at 5.5% APR over 3 years results in higher monthly payments but less total interest than spreading the loan over 10 years. Extending the term reduces the monthly cost but increases total interest. These trade-offs are important when planning responsibly.
Privacy by default
We minimise data collection and only use non essential cookies or ads with your consent. We do not sell data and we do not retain your calculator inputs on our servers.
Serious accuracy
Clear assumptions. We explain how the numbers are worked out.
Practical and clear
Clear explanations and pros and cons instead of endless tables.
Making the most of financial calculators
Online calculators are designed to help you test different scenarios quickly. They are not a replacement for tailored financial advice, but they can give you a clear starting point when comparing options. A loan calculator, for example, helps you understand how changes in interest rate, loan term, and principal amount affect your repayment plan.
The key to getting value from these tools is exploring multiple scenarios. Try shorter and longer terms, higher and lower interest rates, or varying the initial amount. By doing this, you will see how sensitive your repayments are to small changes. This can help you avoid surprises later.
Remember, calculators assume stable conditions. In reality, interest rates can change and lenders may apply fees that alter the total cost. Always use the outputs as a guide and seek professional input for important financial decisions.
Built for clarity, not lead generation
We do not gate results or upsell forms. You get clear answers first and optional links later.
- Results without sign up
- Minimal data collection with consent
- Clear assumptions and explanations
Typical
Gated results and lead capture
Extensive tracking and personalised ads
Opaque assumptions and upsells
Ours
Minimal data collection with consent
Minimal inputs
Explanations first
Frequently asked
Do I need an account?+
No. You can use all tools without creating an account or providing personal details. This design preserves your privacy and allows you to test scenarios freely. By avoiding sign-up barriers, we also reduce data exposure and make the experience faster and simpler for every user.
Do you store any data?+
We do not keep what you enter on our servers. All calculations are processed in real time and the inputs are discarded immediately after the result is returned. Some tools may optionally store values locally in your browser so you can return later without re-entering numbers. You are always in control - clear your browser storage at any time to remove them.
How accurate are the results?+
We use standard financial formulas with clearly stated assumptions. For example, loan and mortgage tools apply amortisation formulas with fixed rates unless otherwise specified. Results are reliable for illustrating how changes in rates, terms, or amounts affect repayments, but they cannot predict future changes in interest or fees. Always double-check important decisions with a qualified financial adviser.
Will this work offline?+
No. You will need an internet connection because the calculators run on our servers to ensure accuracy and consistency. However, once you have results, you can take a screenshot or copy them for reference offline. For critical planning, reconnect and re-run scenarios to keep your numbers up to date.
Privacy pledge
We minimise data collection and use non essential cookies and ads only with your consent. Calculations run on our servers and we do not retain your calculator inputs.